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So you've thought about the procedure you would like to have?
You have a good understanding of what is involved. You feel that it is the right thing for you but then there is the question of money.
We would always say that a financial decision should be examined with as much care as the decision to have the procedure itself. You need to make sure you can meet the commitment and at the end of the day this is totally your choice.
Having said that, what we love about our business is seeing the wonderful, positive contributions that cosmetic procedures can make to our clients lives.
A new confidence, new shopping options and a smile that comes from the heart are things that only you can put a price on and finance does allow you to have these benefits while you pay off the cost.
This is our experience with many of the clients we see, however once more this is your decision.
How much does finance cost?
While there is a range of products most finance packages for cosmetic procedures operate as a line of credit. That is to say you can reduce your interest and number of repayments by making larger than minimum payments as you are able to.
Though you would need to apply directly to the finance companies to have an exact cost the following table gives an approximate idea of the minimum payments for a range of procedure costs.
Minimum repayments chart
This assumes you do not pay off additional amounts, which would shorten the number of payments and save interest.
Minimum repayments based on a 5 year term at 16.7% interest:
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| $ |
Min per week |
Min per fortnight |
Min per month |
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| 1,000 |
6 |
12 |
24 |
| 2,000 |
12 |
24 |
47 |
| 3,000 |
18 |
36 |
72 |
| 4,000 |
24 |
47 |
94 |
| 5,000 |
30 |
60 |
120 |
| 6,000 |
35 |
70 |
140 |
| 7,000 |
41 |
82 |
164 |
| 8,000 |
47 |
94 |
188 |
| 9,000 |
53 |
106 |
212 |
| 10,000 |
59 |
118 |
236 |
| 15,000 |
88 |
176 |
352 |
| 20,000 |
118 |
236 |
472 |
| 25,000 |
147 |
294 |
588 |
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Medical finance providers
While The Ashley Centre does not offer finance for procedures or endorse finance providers the following providers are ones that our clients have used.
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